Collateraly is an online lending service that provides a simple, safe, and fast way to receive a loan by using the jewelry you already own as collateral. Skip credit checks, avoid pawn shops, and receive a same-day loan offer from the comfort of your home.
Start by filling out our secure online form. Provide details and upload clear photos of your jewelry. Our appraisal team reviews your submission and gives you an initial estimate the same day.
Once you accept your preliminary estimate, we send you a prepaid FedEx or UPS shipping label. Every shipment is fully insured and tracked from start to finish, so your jewelry is protected every step of the way.
Your package is handled carefully as soon as it arrives. We store it in a climate-controlled, fully monitored facility designed to protect high-value items.
Our certified gemologists perform a detailed inspection to confirm authenticity and determine final loan value. The appraisal process is handled with complete transparency and professionalism.
Once you accept the offer, we transfer the funds directly to your account. You continue to own your jewelry while using it as collateral for your loan.
A jewelry-backed loan is a smart and secure way to access funds without selling valuable items you love. It allows you to retain ownership of your jewelry while borrowing against its value.
It’s an ideal choice for anyone who wants a financial solution that is discreet, flexible, and built on trust.
Certified gemologists with years of experience ensure accurate valuations.
Every shipment is protected from pickup to return.
Your jewelry is kept in monitored, climate-controlled vaults.
You always know your loan amount, rate, and repayment plan.
Choose a schedule that fits your financial situation
Funds are typically available the same day your appraisal is completed.
I was nervous about sending my jewelry, but Jewelify made everything simple and transparent. My funds arrived quickly, and my ring was returned in perfect condition.
I was nervous about sending my jewelry, but Jewelify made everything simple and transparent. My funds arrived quickly, and my ring was returned in perfect condition.
I was nervous about sending my jewelry, but Jewelify made everything simple and transparent. My funds arrived quickly, and my ring was returned in perfect condition.
Getting a jewelry-backed loan with Jewelify is simple. Start by filling out our online form and sharing details about your jewelry. Our experts review your submission and provide a same-day appraisal. Once you accept the offer, you’ll receive a fully insured shipping label to send your item safely. As soon as we receive and verify your jewelry, your funds are sent directly to your bank account.
You can use a variety of valuable pieces as collateral, including gold jewelry, diamond rings, watches, bracelets, and luxury designer pieces. If you’re unsure about the eligibility of your item, our appraisal team will confirm its suitability after reviewing your submission.
Yes. Every shipment through Jewelify is fully insured with trusted carriers like FedEx or UPS. You’ll receive a prepaid shipping label, and your package will be tracked at every step. Once received, your jewelry is handled carefully and stored in a secure, climate-controlled facility.
Most customers receive a same-day jewelry loan offer after submitting their details. Once the jewelry arrives and is appraised, funds are typically transferred within 24 hours.
No. Jewelify does not perform credit checks. Your loan is based entirely on the value of your jewelry, not your credit history. This makes our service ideal for customers looking for a loan for low-credit jewelry.
We understand that circumstances can change. Jewelify offers flexible repayment terms, and our team will work with you to find a solution. If repayment becomes difficult, we may extend the term or discuss alternative options.
Your jewelry is placed in a secure vault under constant monitoring. We take storage seriously and guarantee that your piece will be returned in the same condition once your loan is paid off.
Yes. You can repay your loan at any time without penalties. Many clients choose to pay early to save on interest and have their jewelry returned sooner.
Jewelify combines speed, transparency, and security. You complete the entire process online, receive a same-day appraisal, and benefit from fully insured shipping. No credit checks, no surprises, just a straightforward way to use your jewelry as collateral and get cash fast.